Depositing into a Deriv account is easy because Deriv accepts a wide variety of deposit methods. In this guide I will show you how to deposit to Deriv account using methods such as e-wallets, credit cards, crypto, dp2p and payment agents.
I will also troubleshoot the main problems that you can encounter and how to solve them. By the end you should be ready to deposit into Deriv with confidence!
How To Deposit Into Deriv Account: Step-By-Step
✅ Step1: Log in to your Deriv account
Visit the Deriv login page and enter your email and password to access you account. (Check this guide if you have problems logging in.)
✅ Step 2: Navigate to the Cashier section
Click on Cashier > Deposit.
✅ Step 3: Choose a deposit method
Choose the deposit method you want to use to deposit into Deriv account. Different regions may have different options. You will see the options available in your country listed.
Be very careful when choosing a deposit method. Choose a method that accepts incoming transfers so that when you want to withdraw you will not face challenges.
This is because Deriv requires you to withdraw via the same deposit method in order to curb issues of money laundering.
If you deposit $100 via AirTm and make a profit of $300, you must first withdraw at least $100 via Airtm. The balance can be withdrawn using other methods that you choose.
Now, if you deposit for example, using a prepaid Mastercard that doesn't allow incoming transfers, you will face a challenge.
✅ Step 4: Enter the Deposit Amount
Enter the amount you want to deposit and the required details for your preferred deposit method. These can be card details, e-wallet account details, cryptocurrency wallet addresses etc.
Once you are done, click on ‘Deposit Now‘.
At this point, you would have successfully made your deposit into Deriv account.
You can go ahead and use the funds to trade synthetic indices, forex, multipliers and other assets offered on Deriv.
What Are The Deriv Deposit Methods Available?
Depositing funds to Deriv can be done in different ways. Let's look at these ways in depth below
1. E-Wallets
The following e-wallets are supported:
- Airtm
- Jeton Wallet
- SticPay
2. Credit/Debit Cards
Deriv supports transactions through the following cards
- VISA
- VISA electron
- MasterCard
- Maestro
- Diners Club International
- JCB.
- Discover
Make sure your card allows international transactions.
3. Bank Wire Transfers
You can deposit via international bank transfers.
4. Cryptocurrencies
The following cryptocurrencies are accepted for deposits on Deriv
- Bitcoin
- Bitcoin Cash
- Cardano
- Doge
- Ethereum
- Litecoin
- Ripple
- Tether
- Tron
- USDC & USDT
5. Deriv Deposit methods: Payment Agents
Deriv payment agents enable Deriv traders to deposit and withdraw using locally available payment methods which are not supported on the main Deriv website.
The locally available payment methods include cash, mobile money and local bank transfers. You can read this in-depth guide on payment agents for more information.
6.Deriv Peer-to-Peer (DP2P)
Deriv peer-to-peer (DP2P) is another innovative method introduced by Deriv to make it easy for their clients to deposit into Deriv account.
DP2P allows traders to exchange Deriv credits for local payment methods not available on the Deriv website.
Learn more about DP2P deposits here.
What Is The Deriv Minimum Deposit?
The Deriv minimum deposit amount is US5 when using e-wallets like Sticpay.
However, the minimum deposit for Deriv Broker depends on the deposit method you are using.
See the breakdown below.
| Deposit Method | Deriv Minimum Deposit Amount |
| e-wallets | $5 of the base currency |
| Credits/ Debit cards | $10 |
| Bank Wire Transfers | $10 |
| Cryptocurrencies | Varies, see below |
| Payment Agents | $10 |
| DP2P | $1 |
Crypto Deposit Limits on Deriv
| Cryptocurrency | Minimum Deposit (USD) | Maximum Deposit (USD) |
|---|---|---|
| Binance Coin (BNB) | 25 | 1500 |
| Bitcoin (BTC) | 20 | 1000 |
| BitcoinCash (BCH) | 5 | 500 |
| Cardano (ADA) | 10 | 1000 |
| Dogecoin (DOGE) | 10 | 1000 |
| Ethereum (ETH) | 50 | 1000 |
| Litecoin (LTC) | 5 | 1000 |
| Ripple (XRP) | 10 | 1000 |
| Solana (SOL) | 15 | 1000 |
| Tether (USDT) | 15 | 1000 |
| Tron (TRX) | 10 | 1000 |
| USD Coin (USDC) | 25 | 500 |
| Polygon- Matic | 15 | 1000 |
How To Use Crypto To Deposit Into Deriv Fiat Account
You can deposit crypto directly into your Deriv crypto account. The deposit will reflect as crypto eg if you deposit Bitcoin, you will see the balance denoted in Bitcoin in your Bitcoin account.
However, Deriv also allows you to deposit crypto that will reflect as fiat (US$) in your account. Below are the steps you take to do this.
✅ Step 1. Access the cashier and the crypto option
In your cashier section, look for the crypto deposit option.
✅ Step 2. Choose 10Coin
Deriv uses 10 Coin as the payment processor for crypto deposits into fiat. Click on the icon to get started.
✅ Step 3. Choose Deposit Amount
Input the amount you want to deposit in USD and click ”Next”. Your transaction will open in a new window.
✅ Step 4. Select the crypto type
Select the exact crypto and network you want to use to deposit and submit. You can use the following cryptocurrencies.
- USDC
- USDT
- BTC
- ETH
- LTC
- TRX
✅ Step 5. Send crypto to the generated wallet address
A unique address will be generated for the transaction, together with the exact crypto amount you should deposit.
Open your crypto wallet and initiate the transfer. Confirm that you are sending the right type & network of crypto to the account. If you send a different type of crypto, you will lose your funds permanently.
If you also send the wrong crypto amount, you risk losing all the funds.
✅ Step 6. Confirm the transaction
Click on ”Payment Sent” and you will get a notification that your transaction is in progress. The funds will then appear in your Deriv fiat account after the required network confirmations.
You can then proceed to use the funds for trading as usual.
How Long Does It Take to Deposit On Deriv?
The processing times for depositing funds into a Deriv account can vary depending on the chosen deposit method. Here's a general overview of the typical processing times for some commonly used deposit methods:
🏦 Bank Transfers: Bank transfers usually take 1-5 business days to process. The exact time may vary depending on your bank and the intermediary banks involved in the transaction.
💳 Credit/Debit Cards: Deposits made using credit/debit cards are typically processed instantly. However, some banks or card issuers may have additional verification steps that could cause a slight delay.
💻 E-wallets: Deposits made via e-wallets like Skrill & Neteller are usually processed instantly, allowing you to start trading without delay.
🪙Cryptocurrencies: Cryptocurrency deposits on Deriv require three confirmations on the blockchain, which can take anywhere from a few minutes to several hours depending on the blockchain network's speed and congestion.
In my experience, the funds usually reflect in under two hours.
How to transfer funds from Deriv to mt5 account
It is not possible to deposit into your Deriv MT5 account directly using the deposit methods explained above.
You will need to deposit into your Deriv real account first and then transfer funds from the main Deriv account to the Deriv mt5 account. You can do that using the steps below.
Log into your account and click on Cashier> Transfer
You will see the option to transfer funds between your Deriv accounts. Make sure your main Deriv account is in the ‘From‘ field and your dmt5 account is in the ‘To‘ field.
Enter the amount you want to deposit into your Deriv mt5 and confirm the transfer.
Your funds will be transferred instantly and you can start trading right away.
Does Deriv Charge Fees For Deposits?
No, Deriv does not charge any fees for deposits. However, your bank, crypto wallet or e-wallet may charge you for the transaction. Check these charges before depositing on Deriv.
Tips for Depositing to your Deriv Account:
- Make sure that you are using a payment method that is registered in your name to avoid delays.
- Verify your account to avoid verification delays
- Double-check the amount that you are depositing before you complete the transaction.
- Use a method that allows incoming transfers so that when you want to withdraw you will not face challenges.
- If you are having any problems depositing to your Deriv account, please contact customer support for assistance.
Frequently Asked Questions On Deriv Deposits
The Deriv minimum deposit amount when using e-wallets is 5 of your account's base currency (USD/AUD/EUR/GBP). Other deposit methods have varying minimum deposits for Deriv broker.
Yes, you can deposit on Deriv using bitcoin and other cryptocurrencies.
This usually happens to clients who are depositing with Deriv for the first time using their credit card. Please ask your bank to authorise transactions with Deriv. Your bank may have blocked deposits to forex brokers.
To deposit funds into your Deriv account, log in to your account, navigate to the “Cashier” or “Deposit” section, select your preferred deposit method, enter the deposit amount and currency, and follow the on-screen instructions to complete the payment process.
Deriv offers a variety of deposit methods, including bank transfers, credit/debit cards, e-wallets (such as Skrill, Neteller, and Jeton), and cryptocurrencies.
The processing times for deposits can vary depending on the chosen deposit method. In general, bank transfers may take 1-5 business days, credit/debit card deposits are usually instant, e-wallet deposits are processed instantly, and cryptocurrency deposits depend on the blockchain network's speed and confirmations.
Deriv supports multiple currencies for deposits. The available currency options may vary depending on your location and the chosen deposit method. Commonly supported currencies include USD, EUR, GBP, AUD, and more.
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